TEAM-CBT telehealth therapy
Out-of-network practice. Superbills on request for PPO reimbursement (typically 60–80%). HSA and FSA accepted. See exactly how to submit a claim →
Rose Markotic, MA, LMFT · Licensed in California, Connecticut, Maine, Rhode Island & Vermont · Trained in Dr. David Burns' TEAM-CBT (Stanford methodology)
With a typical PPO out-of-network plan, your net cost is often
~$52–$104/week
after reimbursement, for weekly or biweekly sessions
Out-of-network with most PPO plans — request a superbill any time; you submit it through your insurer's member portal.
If you have a PPO plan you may be eligible for 60 to 80% reimbursement.
Email us to request a superbill — an itemized PDF your insurer needs to process the claim. You upload it through your insurer's member portal (most clients spend ~10 minutes per submission). Step-by-step instructions and direct links to each insurer's claim form are in our reimbursement guide.
What's a superbill? A detailed receipt your insurer processes for out-of-network reimbursement — we email it on request.
Unusual situation we don't cover in the guide? Email insurance@getbetterthoughts.com — we answer when we can (not staffed daily).
Most PPO plans reimburse 60–80% of out-of-network therapy fees. Email us to request a superbill — an itemized receipt with the diagnosis and CPT codes your insurer needs — and you upload it through your plan’s member portal. Reimbursement typically lands in 2–6 weeks. For step-by-step instructions and direct links to each major insurer’s claim form, see our reimbursement guide.
Most denials are coding mismatches, missing referrals, or a plan that doesn’t cover telehealth as out-of-network. Call the number on the back of your insurance card to ask why — most issues are a one-call fix. If you’d like the denial letter looked at, paste the text into your next session and we can talk it through together.
Yes. Therapy with a licensed clinician is an eligible HSA/FSA medical expense. You can pay with an HSA/FSA card directly, or pay by card and submit our receipt to your HSA/FSA administrator for reimbursement. We provide receipts automatically; just ask if you need a specific format.
Yes — the 15-minute consult is genuinely no-pressure. You can reschedule it directly through the booking confirmation email; no fee, no awkward phone call. The consult is free and exists to help you check fit before any commitment.
Life happens. You can reschedule or cancel any session up to 24 hours beforehand at no charge — just reply to your booking confirmation or email us. Only sessions cancelled with less than 24 hours’ notice are billed at the full rate, since that time was reserved for you.
More questions? Read the full FAQ →
Out-of-network. Superbills on request for PPO reimbursement — typically 60–80%.
HSA & FSA accepted.
15-minute video call
A 15-minute video call with Rose. We'll talk about what's bringing you in and see if I'm the right fit. No pressure to book sessions afterward.
No credit card · 15 minutes · Talk directly with Rose
